This website is a resource for finding out why there are recurring monthly charges on your credit card that You don’t Recognize!
How does it work?
Just use the billing site search feature, enter the term that appears on your credit card or bank statement, and we will share the information we have.
Important: Most of the strange charges we have found are tied to off-shore, or shell companies. We consider doing business with them very high risk. We provide ways for you to protect yourself and recommend getting Identity Theft Protection.
Where do we get the information?
We gather the information in a variety of ways. We click thru “Free” offers, like “Win a Free Cell Phone” or “Play a Game” for free. Sometimes we find scams, and knowingly click thru the site, to see what happens. And lastly we get our information from you, our readers who find and forward information using the contact feature of the website.
Have You Been Scammed?
A lot of people come to this site are trying to find the reason for a strange credit card charge on their monthly bank statement. In some cases, the person was scammed – there where hidden or hard to find charges. In other cases, they had forgot about a trial period and charges. Sometimes they did not recognize the charge on their credit card statement. Based on the navigation behaviors of my visitors, 50% believe they were victims of a scam.
It is important to remember, that only the person receiving the charge is going to be able to make that determination.
Making a Difference
When I first started this venture, a young man in my employ (Anuj), was the victim of an online dating scam. When we got to the bottom of it, unknowingly, his date scammed him in to signing up for a low-quality dating site. He was clear in his memory that he was getting verified in order to meet a girl. He contacted the site, and they would absolutely not refund his money. The customer service representatives follow a script. In spite of telling them he had been scammed, they just would not budge. Anuj canceled his monthly subscription. Still the scam site billed him again because he had missed a 7 day advance notice window.
Working with our bank, I helped him file a dispute according to the rules of the Fair Credit Billing Act (FCBA). The dispute resulted in issuance of a charge-back to the low-quality dating site. Anuj got some of his money back. Unfortunately, charges that were more than 60 days old could not be disputed (an FCBA rule).
Fast forward to today, readers are telling me the sites are accommodating refunds. I have also seen changes in the language on sites. I am presuming that my reporting on the scams has led to a large increase in charge backs. It behooves the shell companies to issue refunds. When a merchant is the recipient of too many charge backs, they will lose their merchant account.
Find a Charge
Use our Billing site search, and we will share the information we have.
Thank You for Visiting!